Keene, New Hampshire: health insurance
Keene is in Cheshire County. Here is what Keene residents should know about coverage.
Coverage in Keene
Keene has about 22,917 residents (U.S. Census Bureau 2023 estimate).
Plans for Keene residents are determined by Cheshire County, home to about 77,703 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Cheshire County before you choose it.
- Turning 65 in Keene? Your Initial Enrollment Period runs seven months around your birthday. ServiceLink (New Hampshire SHIP) offers free counseling at 1-866-634-9412.
- Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
- Medicaid questions? New Hampshire Department of Health and Human Services (DHHS) handles applications.
New Hampshire note: New Hampshire folds its Medicare counseling into ServiceLink, the same statewide Aging and Disability Resource Center network that also handles long-term-care planning and other aging services -- one call can cover a Medicare plan question and a broader aging-services referral.
Medicare plans leaving Cheshire County for 2027
Medicare plans are set by county, so this applies to residents of this city. 5 plans are listed in Cheshire County for 2026 but not for 2027, covering at least 1,114 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| WellSense Added Value (HMO) H6851-001 | BMC Health System | 480 |
| Humana Gold Plus H5619-137 (HMO) H5619-137 | Humana | 400 |
| Humana USAA Honor Giveback (PPO) H5216-059 | Humana | 234 |
See all 5 plans leaving Cheshire County →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near Keene
New Hampshire public institutions include University of New Hampshire, Plymouth State University, Keene State College. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about New Hampshire colleges.
Do Keene and Cheshire County have the same plans?
Plans are offered by service area, and Keene falls under Cheshire County. A plan that serves Cheshire County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Keene residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major New Hampshire cities
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.